Services

What I do

Four focused service areas built for small businesses that need more than a spreadsheet — and less than a full finance department.

001No. 001

Bookkeeping & Financial Clarity

Know exactly where you stand — every month.

Most small businesses don't fail because the work is bad. They fail because no one is watching the numbers. I build and maintain clean, current books so you always have a clear picture of your financial position — without waiting until tax season to find out how the year went.

A clear P&L over perfect historical accuracy. I'd rather you have accurate, current books that reflect today's reality than a perfectly reconciled history that's three months behind.

Ideal for

Early-stage businesses getting their books in order for the first time, and established businesses whose books have fallen behind.

Process

01Chart of accounts setup tailored to your business type
02Monthly transaction categorization and reconciliation
03Profit & Loss and Balance Sheet review each month
04Ongoing communication — no surprises at year-end

Deliverables

Monthly P&L and Balance Sheet
Reconciled accounts
Year-end books ready for your CPA
Clear financial snapshot on demand
002No. 002

Compliance & Certified Payroll

Stay compliant. Keep bidding. Keep building.

Construction and trade businesses pursuing city-funded or government contracts face a layer of compliance requirements that most bookkeepers aren't equipped to handle. Prevailing wage laws, certified payroll reporting, and city-agency documentation aren't optional — and getting them wrong can cost you the contract.

Compliance isn't a burden — it's a competitive advantage. Businesses that have their documentation in order can bid on contracts that others can't.

Ideal for

Construction and trade businesses actively pursuing or currently working on city-funded, public works, or government contracts.

Process

01Review of contract requirements and applicable prevailing wage determinations
02Certified payroll report preparation (WH-347 or agency-specific forms)
03Fringe benefit documentation and tracking
04Submission support for city and agency portals

Deliverables

Certified payroll reports (weekly, per contract)
Prevailing wage compliance documentation
Fringe benefit records
Agency submission support
003No. 003

Operational Systems

Build the back office before you need it.

The most common mistake I see in early-stage businesses is mixing personal and business finances — and the second most common is having no system at all. I help businesses build the operational foundation that makes everything else possible: clean separation of finances, basic internal controls, and processes that scale as you grow.

Systems built right from day one are infinitely easier than systems retrofitted after the fact. The goal is a back office that runs quietly in the background — not one that creates emergencies.

Ideal for

New businesses setting up for the first time, and established businesses that have outgrown their informal systems.

Process

01Assessment of current financial and operational setup
02Business banking and account structure recommendations
03Separation of personal and business finances
04Basic internal controls and documentation processes
05Tool and software recommendations tailored to your size and industry

Deliverables

Documented financial processes and procedures
Account structure and banking setup guidance
Recommended tool stack for your business
Scalable systems that grow with you
004No. 004

Advisory for Growth

From stuck and stagnant to organized and profitable.

Sometimes you don't need more bookkeeping — you need someone to look at the full picture and tell you what it means. Advisory engagements are for business owners who want ongoing guidance: understanding their numbers, making better decisions, and building toward a business that's organized, profitable, and ready for what's next.

Financial clarity isn't just about the past — it's about making better decisions going forward. I work alongside business owners as a thinking partner, not just a record-keeper.

Ideal for

Established businesses under $1M in revenue that are profitable but feel stuck, disorganized, or unsure of their next move.

Process

01Initial financial and operational assessment
02Goal-setting and priority identification
03Regular check-ins to review progress and address new challenges
04Guidance on financial decisions, pricing, and cash flow management

Deliverables

Regular advisory sessions (monthly or quarterly)
Financial performance review and interpretation
Actionable recommendations — not just reports
A clear path from where you are to where you want to be

Not sure which service fits?

Schedule a consultation and we'll figure it out together.

M. Norman Consulting

Financial clarity for businesses that build, comply, and grow.

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